United States Benefit

Social Security Retirement Benefits

Also known as: Social Security, OASI

Monthly retirement benefits for workers who have paid into Social Security through payroll taxes.

At a Glance

  • Must be at least 62 years old to claim benefits.
  • Must have earned at least 40 Social Security credits(approximately 10 years of work).
  • Must be a U.S. citizen, national, or lawful resident.

Eligibility Requirements

Minimum Age

Required

Must be at least 62 years old to claim benefits.

age ≥ 62

Work Credits

Required

Must have earned at least 40 Social Security credits(approximately 10 years of work).

social_security_credits ≥ 40

Citizenship/Status

Required

Must be a U.S. citizen, national, or lawful resident.

citizenship_status in [us_citizen, us_national, lawful_permanent_resident]

Exempt if any:

  • OR citizenship_status = us_citizen
  • OR has_totalization_agreement = true

Ruleset effective: 2024-01-01

View as JSON
{"service_id":"social-security-retirement","effective_date":"2024-01-01","rules":[{"id":"age-minimum","key":"age","operator":"greater_than_or_equal","value":62,"requirement":"required","label":"Minimum Age","description":"Must be at least 62 years old to claim benefits."},{"id":"work-credits","key":"social_security_credits","operator":"greater_than_or_equal","value":40,"requirement":"required","label":"Work Credits","description":"Must have earned at least 40 Social Security credits\n(approximately 10 years of work).\n","source_url":"https://www.ssa.gov/benefits/retirement/planner/credits.html"},{"id":"citizenship-or-residency","key":"citizenship_status","operator":"in","values":["us_citizen","us_national","lawful_permanent_resident"],"requirement":"required","label":"Citizenship/Status","description":"Must be a U.S. citizen, national, or lawful resident.","any_of":[{"id":"is-citizen","key":"citizenship_status","operator":"equals","value":"us_citizen","description":"U.S. citizen"},{"id":"is-resident-with-totalization","key":"has_totalization_agreement","operator":"equals","value":true,"description":"Has totalization agreement coverage"}]}]}

Quick Info

Agency
SSA
Category
Income support
Last Verified
2026-01-13

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