United States
Benefit
Social Security Retirement Benefits
Also known as: Social Security, OASI
Monthly retirement benefits for workers who have paid into Social Security through payroll taxes.
At a Glance
- Must be at least 62 years old to claim benefits.
- Must have earned at least 40 Social Security credits(approximately 10 years of work).
- Must be a U.S. citizen, national, or lawful resident.
Eligibility Requirements
Minimum Age
RequiredMust be at least 62 years old to claim benefits.
age
≥
62
Citizenship/Status
RequiredMust be a U.S. citizen, national, or lawful resident.
citizenship_status
in
[us_citizen, us_national, lawful_permanent_resident]
Exempt if any:
-
OR
citizenship_status= us_citizen -
OR
has_totalization_agreement= true
Ruleset effective: 2024-01-01
View as JSON
{"service_id":"social-security-retirement","effective_date":"2024-01-01","rules":[{"id":"age-minimum","key":"age","operator":"greater_than_or_equal","value":62,"requirement":"required","label":"Minimum Age","description":"Must be at least 62 years old to claim benefits."},{"id":"work-credits","key":"social_security_credits","operator":"greater_than_or_equal","value":40,"requirement":"required","label":"Work Credits","description":"Must have earned at least 40 Social Security credits\n(approximately 10 years of work).\n","source_url":"https://www.ssa.gov/benefits/retirement/planner/credits.html"},{"id":"citizenship-or-residency","key":"citizenship_status","operator":"in","values":["us_citizen","us_national","lawful_permanent_resident"],"requirement":"required","label":"Citizenship/Status","description":"Must be a U.S. citizen, national, or lawful resident.","any_of":[{"id":"is-citizen","key":"citizenship_status","operator":"equals","value":"us_citizen","description":"U.S. citizen"},{"id":"is-resident-with-totalization","key":"has_totalization_agreement","operator":"equals","value":true,"description":"Has totalization agreement coverage"}]}]}
Quick Info
- Agency
- SSA
- Category
- Income support
- Last Verified
- 2026-01-13