United States Benefit

Social Security Retirement Benefits

Also known as: Social Security, OASI

Monthly retirement benefits for workers who have paid into Social Security through payroll taxes.

At a Glance

Must be at least 62 years old to claim benefits.
Must have earned at least 40 Social Security credits(approximately 10 years of work).
Must be a U.S. citizen, national, or lawful resident.

Eligibility Requirements

Minimum Age

Required

Must be at least 62 years old to claim benefits.

Work Credits

Required

Must have earned at least 40 Social Security credits(approximately 10 years of work).


                    social_security_credits
                    
                      ≥
                        
                    
                    
                      
                        40

Citizenship/Status

Required

Must be a U.S. citizen, national, or lawful resident.


                    citizenship_status
                    
                      in
                        
                    
                    
                      
                        [us_citizen, us_national, lawful_permanent_resident]

Exempt if any:

OR citizenship_status = us_citizen
OR has_totalization_agreement = true

Ruleset effective: 2024-01-01

Quick Info

Agency: SSA
Category: Income support
Last Verified: 2026-01-13

Ready to Apply?

Visit the official application portal to get started.

Apply Online

Official Sources

https://www.ssa.gov/benefits/retirement/planner...

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